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Policy Version: 1.0 Effective Date: 22 August 2026 Official Document

Registration, Payment, Cancellation & Refund Policy

This policy applies to all training programs provided by Pledge, whether registration is conducted through Pledge LMS, branches, sales team, or any authorized official channel.

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This policy aims to govern registration, payment, cancellation, refunds, and available alternatives for trainees in a clear and flexible manner, while balancing trainee rights with the operational commitments involved in cohort formation and seat allocation.
100%
Full Refund
Before start date & seat allocation
20%
Seat Reservation Fee
If cancelled after allocation & before start
6 Months
Credit Freeze
Retain 100% of amount for future cohort/course
7 Days
Swift Turnaround
Disbursed to original payment method
01

Registration & Payment

Registration confirmation requires payment of at least 50% of the final agreed program fee, unless an alternative payment plan is approved by Pledge.

Pledge may offer a discount for upfront full payment in accordance with promotional offers valid at the time of registration. The post-discount price becomes the final agreed program fee, and any percentages related to cancellation or refund shall be calculated based on this final agreed fee after discounts, if applicable.

02

Refund Prior to Start Date Confirmation

Prior to the trainee agreeing to the program start date and seat allocation, the trainee is entitled to cancel registration and receive a 100% refund of the amount paid.

This right remains valid until the start date is presented, accepted by the trainee, and the seat is allocated.

03

Start Date Confirmation & Seat Allocation

Upon announcement of the program start date, the trainee has 48 hours to confirm the date or request an alternative date.

Failure to respond within 48 hours is not considered automatic approval, and Pledge reserves the right in this case to release the temporary seat and reschedule the registration according to available dates.

Once the trainee accepts the date and the seat is allocated, the registration becomes officially bound to the designated cohort and schedule.

04

Cancellation After Seat Allocation & Prior to Program Start

If the trainee requests cancellation after accepting the start date and seat allocation but prior to program commencement, a 20% fee of the final agreed program price is deducted as a seat reservation and allocation fee, and the remainder of the paid amount is refunded.

The seat reservation and allocation fee constitutes part of the final program price and is not an additional surcharge.
05

Refund Alternatives

Instead of a cash refund, the trainee may choose one of the available alternatives depending on program nature and seat/schedule availability:

Freeze Registration

Retain 100% of the paid amount as credit for up to 6 months.

Change Cohort or Schedule

Transfer to another available group or time slot.

Change Program

Apply credit toward another training program, paying any price difference if applicable.

Transfer Registration

Transfer enrollment to another individual where program nature permits.

When choosing any of these alternatives instead of a cash refund, the trainee retains 100% of the paid amount without incurring seat reservation or allocation fees.
06

After Program Commencement

Once program delivery has commenced, cash refunds are no longer available as a standard cancellation option.

Pledge may, depending on the case circumstances and program nature, permit freezing, cohort change, or program transfer as an alternative solution.

Absence or cessation of attendance does not constitute a formal request for cancellation or refund.

07

Cancellation or Rescheduling by Pledge

If Pledge cancels a program and does not provide an acceptable alternative approved by the trainee, the trainee is entitled to a 100% refund of amounts paid for the unprovided service, without deduction of seat reservation fees.

In the event of a substantial schedule change after initial acceptance, an alternative date or cohort will be offered whenever feasible, preserving the trainee's contractual and statutory rights.

08

Submitting a Refund Request

Refund requests must be submitted through the official channel designated by Pledge or via Pledge LMS when this feature is activated.

The date of receiving the complete request with all required data shall be regarded as the official submission date.

09

Refund Method & Processing Timeline

Eligible refund amounts will be disbursed within a period not exceeding 7 days from the date of receiving the completed refund request.

Refunds are issued via the original payment method whenever possible, or via an agreed verified alternative method.

In the event of standard processing times imposed by banks, e-wallets, or payment gateways, settlement of funds into the trainee's account may require additional time beyond Pledge's dispatch timeline.

10

Exceptional Circumstances

Pledge may exercise compassionate discretion in substantiated humanitarian or exceptional cases, including extending the freeze duration, switching cohorts, or arranging an equitable resolution tailored to the circumstances.

11

Trainee Statutory Rights

This policy is enforced without prejudice to any mandatory statutory rights granted to the trainee under Egyptian Consumer Protection Law No. 181 of 2018 and its executive regulations, or any other applicable legislation.

In the event of any conflict between this policy and mandatory statutory provisions, the statutory law shall prevail to the extent of the conflict.

12

Acknowledgment & Agreement

This policy is made accessible to the trainee prior to finalizing registration and payment.

Completion of registration requires the trainee to enter their own data and explicitly agree to this policy via Pledge LMS.

An electronic audit log of consent is retained, linked to the registration record and the active policy version at the time of agreement.

Subsequent amendments apply to new enrollments only and do not alter the terms previously consented to by the trainee.

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Policy Version: 1.0 · Effective Date: 22 August 2026